HOUSE_OVERSIGHT_014341.jpg

The image presents a page from a document, likely a financial report or presentation, featuring two bar graphs and accompanying text. The page is white with black text and blue bars. **Header:** At the top of the page, a blue bar with a black border runs across the width, accompanied by a logo on the left side that reads "Bank of America Merrill Lynch" in black text. To the right of the logo, the text "2016 Future of Financials Conference | 17 November 2016" appears in small black font. **Page Number:** In the bottom-right corner, the page number "27" is displayed in black text. **Text:** Below the header, the title "Chart 39: How do you view fundamentals for multifamily lending in 2017?" is centered in bold black text. Two bullet points follow, each containing a paragraph of text and a corresponding bar graph. The first bullet point features a graph titled "Confident past most of taxi medallion issues," while the second bullet point has a graph titled "Chart 40: How much does SBNY's taxi medallion exposure impact your decision to invest in the stock?" **Footer:** At the bottom of the page, the text "HOUSE_OVERSIGHT_014341" appears in black font. **Background:** The background of the page is white, providing a clean and professional backdrop for the content. Overall, the image presents a clear and concise visual representation of financial data, likely intended for an audience interested in multifamily lending and taxi medallion investments.