EFTA00614709.pdf

U.S. TRUST -"it Box 15284 Wilmington, DR 1181.50 Client service information 1.800.U.S.TRUST (1.800.878.7878) TDD/TTY users only: 1.800.288.4408 APO 1 GRAT NO 2 En Espanol: 1.800.688.6086 LEON D BLACK, TRUSTEE C/0 ELYSIUM MANAGEMENT bankofamerica.com 445 PARK AVE STE 1401 a Bank of America, N.A. NEW YORK, NY 10019 P.O. Box 25118 Tampa, FL 33622-5118 Please see the Account Changes section of your statement for details regarding important changes to your account. Your Regular Checking for August 1. 2015 to August 31, 2015 Account number: APO 1 GRAT NO 2 LEON D BLACK, TRUSTEE Account summary Beginning balance on August 1, 2015 S15,742.00 Deposits and other additions 0.00 Withdrawals and other subtractions -0.00 Checks -0.00 Service fees -0.00 Ending balance on August 31, 2015 $15,742.00 Important disclosure information listed on the *Important Information for Bank Deposit Account? page PULL E CYCLE: 24 SPEC: 0 DELIVERY: P TYPE: IMAGE: A DC: W Page 1 of 6 EFTA00614709 APO 1 GRAT NO 2 I Account Is I August 1, 2015 to August 31, 2015 IMPORTANT INFORMATION: BANK DEPOSIT ACCOUNTS Updating your contact information- We encourage you to keep your contact information up-to-date. This includes address, email and phone number. If your Information has changed, the easiest way to update It is by visiting the Help & Support tab of Online Banking. Or, you can call our Customer Service team. Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and conditions of your account relationship may be obtained at our banking centers. Electronic transfers: in case of errors or questions about your electronic transfers- If you think your statement or receipt is wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. - Tell us your name and account number. - Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. - Tell us the dollar amount of the suspected error. For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts client) (20 business days if you are a new client, for electronic transfers occurring during the first 30 days after the first deposit is made to your account) to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it will take to complete our investigation. For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation. Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we are not liable to you for, and you agree to not make a claim against us for the problems or unauthorized transactions. Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you may call us at the telephone number listed on the front of this statement to find out if the deposit was made as scheduled. You may also review your activity online or visit a banking center for information. Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. U.S. Trust, Bank of America Private Wealth Management operates through Bank of America, N.A. and other subsidiaries of Bank of America Corporation. 0 2015 Bank of America Corporation Oak of AVANANI, N.A. Mstabst FDIC and Equal Honks Linda Page 2 of 6 EFTA00614710  Your checking account U.S. TRUST 4201 P Sankt. Amdsloo Mai %NMI iianagarnort APO 1 GRAT NO 2 I Account s I August 1, 2015 to August 31, 2015 To help you BALANCE YOUR CHECKING ACCOUNT, visit bankofamerica.com/statementbalance or the Statements and Documents tab in Online Banking for a printable version of the How to Balance Your Account Worksheet. Page 3 of 6 EFTA00614711 APO 1 GRAT NO 2 I Account 0 I August 1, 2015 to August 31, 2015 This page intentionally left blank Page 4 of 6 EFTA00614712  Account Changes Please see important information below about changes that may impact your deposit accounts. In the next few months, you will see changes to some banking fees that may apply to your checking, savings and CD accounts. Before these changes go into effect, we would like to explain which fees are changing, when they are changing and what steps you can take to avoid some of them. As a valued U.S. Trust' client, you automatically qualify for waivers on some of these fees. Please contact us to learn more. F. •m.unt Effective rate What t. Kee• in Min. Overdraft Protection Transfer Fee $12 each transfer This fee applies To help prevent overdrafts, set up email, text and to transactions Mobile Banking app alerts to help you keep track of When you sign up for this optional service, we transfer Because of your that post on or transactions and balance changes. The Mobile Banking available funds from an eligible linked Bank of America U.S. Trust after November relationship, app and Mobile Banking app alerts are not available on account to help protect you from overdrawing your 6, 2015. account. This fee is applied to each individual transfer this fee will be select devices. Mobile Banking app alerts are not available on the mobile website. from an eligible linked deposit or line of credit account automatically waived. To learn more and to set up Overdraft Protection for Please see your credit card agreement for information your eligible accounts, visit bankofamerica.com/odp. about Overdraft Protection Transfer fees from a linked credit card. Domestic Outbound Wire Fee $30 each wire This fee applies You may want to consider other ways to transfer funds, transfer to transactions such as Online Bill Pay or transferring money to family or This fee applies to wire transfers you send within the that post on or friends through their mobile number or email address. U.S. Because of your after November 6, Fees may apply to certain transfers. U.S. Trust 2015. relationship, we For more information, go to bankofamerica.com/ will waive up to transfers/funds-transfer.go or you can call us at the two per number on this statement to discuss your specific needs. statement cycle. Check Copy Fee $3 per copy ($75 This fee applies You can often avoid this fee by viewing and printing your maximum per to requests that available checks In Online Banking. There is no fee for the first two copies of each request are processed on request) This fee applies for each following copy: $3 per copy, or after To determine what checks are available through Online Because of your November 6. Banking, please select the Statements and Documents with a maximum of 575 per request for check copies. 2015. U.S. Trust tab. Does not apply to accounts opened in Massachusetts and relationship, this Visit bankofamerica.com to sign in or learn more about New Hampshire. fee will be Online Banking. automatically waived. Statement Copy Fee $5 per copy This fee applies You can often avoid this fee by viewing and printing your to requests that available statements in Online Banking instead of Each statement copy requests incurs a fee. Because of your are processed on ordering copies from us. U.S. Trust or after relationship, this November 6. You can access up to 18 months worth of statements fee will be 2015. through Online Banking by selecting the Statements and automatically Documents tab. waived. Visit bankofamerica.com to sign in or learn more about Online Banking. Continued on next page Page 5 of 6 EFTA00614713 EFTA00614714