EFTA00577606.pdf

1 December 2002 Mrs Sheila Coleman Bank Manager Permanent Bank Claremont Cape Town South Africa Dear Mrs Coleman NICHOLAS SIMMONDS This letter serves to confirm that Nicholas Simmonds is employed with Max Hotels of Epstein Interests and earns a salary of $15,000.00 after tax and is paid quarterly in advance. He is also offered a furnished one bedroom apartment. I trust this will assist Nicholas in obtaining the mortgage he has applied for. If you have any questions these can be directed to Eric Gany, company accountant. Yours sincerely G MAXWELL Director Max Hotels EFTA00577606