EFTA00238918.pdf

SUBS ( Statement Billing Period Payment Due Date Minimum Payment Due 08/27/17 - 09/26/17 October 23, 2017 ) 535.00 UBS Visa Signature credit card statement PRIM' ed for GHISLAita: MAXVVilt Page 1 of 4 Customer News Intmary Card r.....mber Ending in Ctxsttons 7 C a Err, H . v. . averts for your UBS credit and debit cards by logging into UBS Online Services. Then go to Account Summary Activity Summary \I:rythm PorneM Due 535.00 1 Pref4o..fs Balance S143 34 My Profile > Alerts & Notifications to , Payment Due Date 10/23/17 7 Payments 4143 34 manage all your alert options. Credit Line_ 535.00000 Purchases 538 00 ; Available Credt Line $34.962.00 -Other Credits SO 00 ' Cash Ciedt Lire 514.000 00 • Cash Advances $0.00; Pay Credit Card reminder !Available Cash Line 574,000.0000 + Fees $0.00 Do not mail payment Your Past Due Amcxint 50 00 + Interest $0.00 Statement Balance in the amount of Overlimit Amount 50.00 I Statement Balance $38.00 I $38.00 is scheduled to be paid on 1020/17 from your UBS Account. Payment Information* Thaykyou. Statement Balance 538.00 Minimum Payment Due 535.00 Payment Due Date 10/23/2017 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99% Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance you make no ou wil pay off the balance And you WV end up paying the using this card • on this statement in estimated total of. . you about_. Only Inc Min murn Payment 2 months S38 e.ta If you would like information *out credit counseling services, call The phone number for UBS Bank USA is New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credt card rates, fees and grace periods. or www.dfsny.gov '‘; . • Repayment information is based on your account activity arid the APRs on your account as of the closing date of this statement. Account activity after the dosing date is not reflected.To view your most recent transaction activity online, go to Detach here. Please make checks payable to ' UBS Card Services ' and indude this payment coupon in the enclosed envelope. Please allow 7 -10 ',iciness daps for U.S. Postal Service deliwry If unrkheerable. return to: UBS BANK USA • CARO SERVICES FO BOX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $38.00 COLUMBUS GA 31908-4040 Payment Due Date October 23, 2017 You are enrolled in Automated Pay Credit Card. Sendpayments to: GHSLAINE MAXWELL UBS RANK USA - CARO SERVICES CONFIDENTIAL UBSTERRAMAR00003568 EFTA00238918 ho portant information about your HIS credit card Inst or stolen card. Your credit card is isued by VIE tank USA If Other payment options. wur card is lost or stolen. please contact us immediately at any tine at for the UBS Visa Infante credit card or Online: Veit to sign up for Pay Credit Card to for the UBS Visa Signature credit card. You will not be liable for any pay your amount online. Payments made through PayCredit Card will be credited to your account that same day if requested prior to 4:00 M. unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. h any Eastern time for debits from an «lanai amount and 6:00 M. Eastern case. wur liabikty will not exceed $50. time for debits from a LIE Resource Management Account (RMA)or U13S Business Senices Account ESA account. Available onoloroadholders Payment Information. Ebch bang cycle, you must payat least the with an RNA or CBS Business ServicesAccount Minimum Payment Me shown on your monthlystatement by is Pay by Phone: To make a payment by phone, please call Payment Due Date. Feth the Minimum Payment Due and Payment Due for the LIE Visa Wine credit card or Date are noted on your statement. At anytime you may pay more than the Minimum Payment Due up to the full amount you owe us, however for the VIE Visa Signature credit card. Payments made from an outside account by 5:00 MI. Eastern time will be creditd to your account same you cannot "pay ahead." This means that if you pay more than the requited Minimum Payment Due in any bilirn cycle or if you make more day. Payments made from your VHS account by 6:00 M. Pastern tine 0 are aho credited same day. Application of any phone payment to your than one payment it a biting cysie, you will still need to pay the next month's required Minimum Payment Due by your neat Payment Due credit line maybe delayed for up to 7 days. Date. Remember to make all checks payabk to 1.138 Card Senices. Overnight payments: Send ovemight courier senice or USPS Priority Please allow 7 days for the D.S. Postal Service to deliver your Mail payments to UBS Bank USA -Card Services, 2975 Regent leulevard. payment to us. Upon our receipt. your available credit may not M. Box 203219. Irving. 'LX 75063. A payment received at this address be increased by the payment amount for up to 7 days to ensure by 5:00 M. Central time that otherwise meets the requiements of a the funds from the bank on w hkh your payment is drawn are conforming payment will be credited to your account that same day. collected and not returned. When you provide a check as payment on this Account, you authorize us to either use the information from Automatic repayment of cash advances through your check to make a one-tine electronic fund transfer from your CashConnect: The CashConnect feature on wur LIE credit card account or to process the payment as a check transaction. When we use account wit automatically repaynew Cash Ashances obtained from information from your check to make an electronic fund transfer. funds Allis and financial institutions (CashConnect Cash Adsances). each maybe withdrawn from your account as soon as the same day we night. with mailable funds from your LIE Resource Management receive your payment. and you will not recent your check back from Account (RMA)or your UBS Busness Services Account BSA (either your financial i nstituton. For inquiries, please call for referred to as your LIE Account). When we use your CBS Account to the LIE Nita hie« credit card or for the LIE Ana repay your CashConnect Cash Achance transaction in full you wit not Signature credit card. incur any interest charges. 'there are insufficient funds in your UES Account to pay off your CashConnect Cash Advances balance it fut Mailed Payments. A confonnirn payment received by us by 5:00 M. then the APR for your Cash Mvances will apply as of the original Central time will be credited to your account the day of resxipt. A transaction date on any remaking balance. You will be charged the APR "conforming payment" is a payment that: pis mailed using the enclosed on Cash .Athances on your remaining CashConnect Cash .Advance envelope and payment coupon needed wih this statement to VIE link balance until it is repaid in full Applicabk Aft surcharge fees may USA- Card Senices, Ebx 203219, Dallas, 'N75320-3210 and 2) is apply. No other account balances are paid through the CashConnect it the fonn of a skit. non-folded check or money order made payable feature. If you choose not to pan icipate in the Cos/Connect feature. in US dollars from a US based institution. My payment that does not please contact us at for the LIE Via Janke credit card meet these requirements or any payment with multiple checks or money for the LIE Sim Signature credit card. cliodabk onfr orders, additional correspondence, staples, paperclips, etc. will be for cardholders with an MIA or Business Senices Account BSA. considered a "non-conformng payment." which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial Animal of Interest and how to avoid paying Interest on payments. checks and money orders marked "Pail it IOW' or language purchases. Your due date is at least 23 days after the close of each hosing the same effect without losing any of our rights under Mit billing cycle. On Purchases, interest begins to accrue as of the Agreement and such payments may be sent to the following address: transaction date. Hot • • • if you paid the Slatement Balance from your UM Bank USA- Card Senices, Box 203219, Dallas, TX previous billing statement by the Payment Due Date on that statement, 75320-3210. then (I) we will not impose interest on Purchases during your current Continued on back of next page CONFIDENTIAL UBSTERRAMAR00003569 EFTA00238919  Page 3 of 4 My Choice Rewards Points from UBS AKIMBOSiMilblet Total Point* Begnning Points this period 6,974 Points earned this period 38 Bonus points 0 Adjustments 0 Redemptions 0 Endng points balance 7,012 'For more details on your rewards points activity, please visit us online at N .fuscards Activity lot GHISLAINE MAXWELL. Card ending in Dale Descriptor Amount Payments 0920 PAYMENT THANK. YOU 4143 34 Total Payments Activity -$143.34 Purchases 09"16 NAMS OF MANAGEMENT INC ONNERS MA 53800 Total Purchases Activity Moo 2017 Totals Year•to•Date Summary of has and Interest Total Fees Charged in 2017 50.00 Total Interest Charged in 2017 $0.00 Interest Charge Calculation- 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES SO CO 16 24% v SO 00 BALANCE TRANSFERS SO 00 1 6 24% v SO 00 CASH ADVANCES SO 00 23 24% v SO 00 Total $0.00 Your Annum Percentage Rate APR is the annual nterest rate on your SCCOLA! t Variable Rate CONFIDENTIAL UBSTERFtAMAR00003570 EFTA00238920  Page 4 of 4 baling period if you pay the Statement Balance on the current baling In your litter. give us the following Information: statement by the Payment Due Date in the current balers period. and (2) so Account infortnation: your name and account number we wil credit any payment applied toward Purchases as of the fast day it Dollar amount: the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due so Description of pm blem: (you think there is an error on Date in the current baling period that is kss than the Statement Balance. your bit desaibe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe i is a mistake. You must contact us wither 60 days you did not pay the Statement Rilance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not inpose Interest Charges on any Purchases during the current billing period if you pay the Statement Dabnce shown You must notify us of any potential errors in w riving. You may callus, on the current statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Mance liansfers, interest wil accrue from the day we you may have to pay the amount in question. send the Ihlance Transfer to the payee. For Checks. interest will accrue While we investigate whether or not there has been an error: from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. co We cannot try to collect the amount in question. or report you as delinquent on that amount. Clow we will calculate your balance subject to interest rate. co the charge in question may remain on your statement, and we We use a method called "daily balance" (including new purchases). To may continue to charge you interest on that amount. an, determine the amount of interest to be charged on your Account, we we determine that we made a mistake, you will not have to rust calculate the "valance Subject to Interest Rate" separately for Purchases. for Balance Transfers. and for Cash Advances. We applythe applicable Daily Periodk Rate or the DPR (the IWR for each category is 4.0 pay the amount in question or any interest or other fees related to that amount. While you do not have to pay the amount in question, you are I the applicable APR shown on the front of the statement divided by363). responsible for the remainder of your balance. to each of the applicable daily balances for a Purchases, ii)Fhlance so We can apply any unpaid amount against your credi Transfers. and ii)Cash Advances. The daily balances for Purchases. for Your rights if you are dissatisfied with your credit card Dabnce Transfers, and for Cash Advances are each calculated separately purchases and determined as follows: We take the beginning balances for each Ifyou are dissatisfied with the goods or seances that you haw purchased transaction type on your Account each day, including any interest with your credit card and you have tried it good faith to coned the calculated on the previous day's balance. add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of I. The purchase must have been made in your home state or zero. Ifyou mukiply the "Balance Subkct to Interest Rite" for each withal 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must haw been more than S50. (Note: Neither number of days in the bMing period and then multiplyeach sum by the of these are necessary' if your purchase was based on an applicable DM the resuks will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or senpkes.) 2. You must have used your credit card for the purchase. ()edit bureau reports and disputes. We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. late payments, missed payments. check that accesses your credit card account do not qualify. or other defaults on your account maybe reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is inaccurate or Moomplete, please contact the credit bureau directlyor If all the criteria above are met and you are still dissatisfied with the contact us at LrE6 Hank USA, Card Operations Division. 1000 Harbor purchase, contact us la w riling at: Boulevard. 8th floor. Weehawken, N107086. We will request your name; your account number; the credit bureau where you received the UE6 Fink USA- Disputes Department credit report; a description of the error, and why you believe it is an ik•x 84040 error. We will promptly investigate, notify you of our fmdinp, and, if Columbus, GA 31908 warranted. send an update to the credit bureaus wither 30 days. While we investigate, the same mks apply to the disputed amount as referenced above in the section covering errors on your statement. After What to do if you think you find an error on your ttttt meat we finish our investigation, we w ill notify you of our decision. Al that If you shirk there is an error on your statement, please write to us at: poin. if we think you owe an amount and you do not pay that amount, UIE Burk LSA- Card Operations Division we may report you as delinquent. 1000 Harbor Boulevard, 8111 Floor Please refer to your Cardmember Agreement for additional information Weehawken, NJ 07086 about the terms of your Account. O2011 MIS Bank USA CONFIDENTIAL UBSTERRAMAR00003571 EFTA00238921