EFTA01524310.pdf

July 01,2006 - Ghlslaine Maxwell July 31,2006 JPMorgan 0 Printery Account Number Private Bank Page 4 of 4 Important Information about Your Statement Accounts are subject to the Central Tams For Accounts and Services and applicable appendices and account ugn,onisti Your accounts. unless othensue indicatedon the statement. are held by JPMorgart Chase Bank NA. (the 'Bank"? Deposit recounts held at the Bank, including checking, savings, CD, and moot, market accounts, are FDIC insural. In Case of Erron or Questions About Your Electronic Funds Transfer, (personal accounts mill Telephone or write to the Bank if you think your statement or mop is wrong. or if you need more mormation about an electronic transaction on a riatetnent or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hen front you no later than 60 days after we sent you the FIRST iatement on which the error or problem appeared. • Tell us your name and account numbs. Please direct all inquiries to your Morgan Account Officer at • Describe the error or the transfer you arc unsure about. JPMorgan Private Bank Client Service and explain as clearly Ils you can why you believe it is an 500 Stanton Christiana Road, I/OPS3 error or why you need more information Newark. DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. It' we take more than 10 business days to do this (20 business days for transactions outside the U.S and point-of-sale transactions), we will recralit your account for the amount you think is in mot so that you will have use of the money during the lime it takes us to complete our investigation. to Case of Errors or Questions About Non Electronic Transfers Please ;Alumna your account at once. If you feel an error has akar pkice or have questions concerning a non-electronic transaction, telephone or mite us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period. your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities ate not hank deposits and arc not FDIC insured nor arc they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks. including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Distribution Services, Inc.. which is an affiliate of JPMorgan Chase Bank, N.A.. JPMorgan Chase Bank. N.A., end its affiliates receive canwation from JPMorgan Funds for providing services. Read the JPMorgan Funds prospectuses carefully for details. including fees and animus, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc and JPMorgan Select Shares of the New Jersey Daily Municiped Income Fund. Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which arc unaffiliated with Jffisiorgan, arc the fund? distributors and investment advisor, respectively. Reich Et Tang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary instalment manager for an ERISA plea or an IRA that hold Fiduciary Shares (as described below) do not tear am portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for sunices to the applicable JPMorgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank saves as trustee, or discretionary investment manager for an ERISA plan or an IRA, which hold shares in the JPMorvnt Funds other than Fiduciary Sharer, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the hinds so held. Fiduciary Shares are shares in the Select Shares class of JPMorgan Tax Aware Large Cup Value Fund, JPMorgan US Equity Fund, JPMorgan Tax Aware US Equity Fund, JPMorgan 'Fax Aware large Cap Growth Fund, JP/stamen Mid Cap Equity Fund, 'Morgan Thin Small Cap Equity Fund, JPMorgan Fleming International Equity Fund. JPMorgan Short Tam Bond Fund II. JPMorgan Bond Fund IL JPMorgan Tax Aware Enhanced Income Fund. Morgan Tax Aware Short-Intermediate Income Fund, JI'Morgen Intermediate Tax-Ern Income Fund, JPIslorgim Tax-Free Income Fund. JPMorgan California Bond Fund. JPMorgan NY Intermediate Tax Free Income Fund and JPMorgan NJ Tax Fax Income Fund held in the Hants trust accounts or in the Bank's investment managanart accounts for ERISA plans or IRAs. "Rebate means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents One portion of servicing fors paid to the Bank by the mutual fund with respect to Fiduciary Sham. Confidential Treatment Requested by JPM-SDNY-00052107 JPMorgan Chase CONFIDENTIAL SDNY_GM_00321305 EFTA01524310