EFTA00646495.pdf

From: "Bauman, Jason S" < To: Jeffrey Epstein <jeevacation@gmail.com> Subject: RE: investing money Date: Thu, 13 Dec 2012 19:44:28 +0000 Check your email @ 4:42am From: Jeffrey Epstein [mailto:jeevacation@gmail.comJ Sent: Thursday, December 13, 2012 2:44 PM To: Bauman, Jason S (Wealth Mgmt MS) Subject: Re: investing money Instructions from who? On Wednesday, December 12, 2012, Bauman, Jason S wrote: Jeffrey - I'll defer to Glenn on this. I'm not privy to all of Peggy's affairs and am only managing the funds from the inheritance Peggy received. I was simply instructed to make the payment from this account. Do you have time to speak tomorrow? All the best Jason From: Jeffrey Epstein (mailtoleevacationagmail.com Sent: Wednesday, December 12, 2012 07:21 PM To: Bauman, Jason S (Wealth M mt MS Cc: oggysiega >; adavis Subject: Re: investing money Why didn't the biz pay the 90k On Wednesday, December 12, 2012, Bauman, Jason S wrote: Glenn/Jeffrey Let me know if you have a few minutes to chat tomorrow. Essentially, I utilize short duration strategies for my clients with liquidity needs while we work through the current interest rate environment. As you can hopefully appreciate sitting in money market is counter productive based on the real rate of return. I'm available anytime during the day until about 3:30pm (have to take my 3 year old for a sonogram). Hope we can touch base. All the best EFTA00646495 Jason From: Peggy Siegal (mailto Sent: Wednesday, December 12, 2012 06:18 PM To: Bauman, Jason S (Wealth Mgmt MS); Glenn Davis < >; Jeffrey Epstein <jeevacationegmail.com> Subject: Re:investing money Glenn/Jeffrey can you help me out here. Peg Peggy Siegal Company From: "Bauman, Jason S" Date: Wed, 12 Dec 2012 16:39:45 -0500 To NggY gaIMMINIa> Subject: Hi Peggy I hope you're well and happy holidays to you. I want to take a portion of the cash in your account and place it a low risk, low volatility mutual fund that would earn us 3% in interest per year. Currently our cash is earning virtually zero in interest due to the interest rate environment we're in. When you earn 0% and inflation is 2% we're actually losing money on an inflation adjusted basis. I'm happy to discuss this further with you at your earliest convenience but recommend we make the investment before the end of the year. Let me know when a good time to speak would be. I'm leaving my office now for a client holiday dinner but will be in the office all day tomorrow if you're available. Best regards Jason Jason S. Bauman, First Vice President Morgan Stanley Wealth Management 590 Madison Avenue, 11th Floor New York, NY 10022 Visit my Website: EFTA00646496 • Morgan Stanley Smith Barney LLC Confidentiality Notice: The information containedin this e-mail and nay attachments may be legally privileged and confidential. If you are not an intended recipient. you are hereby notified that any dissemination. distribution. or copying of this e-mail is strictly prohibited. If you have received this e-mail in error. please notify the sender and permanently delete the e-mail and any attachments immediately. You should not retain. copy or use this e-mail or any attachment for any purpose. nor disclose all or any part of the contents to any other person. Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity. Unfortunately, we cannot execute such instructions provided in e-mail. Thank you. The sender of this e-mail is an employee of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). If you have received this communication in error, please destroy all electronic and paper copies and notify the sender immediately. Erroneous transmission is not intended to waive confidentiality or privilege. Morgan Stanley reserves the right, to the extent permitted under applicable law, to monitor electronic communications. This message is subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. If you cannot access this link, please notify us by reply message and we will send the contents to you. By messaging with Morgan Stanley you consent to the foregoing. The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to jeevacation@gmail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity. Unfortunately, we cannot execute such instructions provided in e-mail. Thank you. The sender of this e-mail is an employee of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). If you have received this communication in error, please destroy all electronic and paper copies and notify the sender immediately. Erroneous transmission is not intended to waive confidentiality or privilege. Morgan Stanley reserves the right, to the extent permitted under applicable law, to monitor electronic communications. This message is subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.htrnl. If you cannot access this link, please notify us by reply message and we will send the contents to you. By messaging with Morgan Stanley you consent to the foregoing. EFTA00646497