EFTA02691147.pdf

Deutsche Asset & Wealth Management Deutsche Bank AG New York Preferred Certificates of Deposit In times of economic uncertainty, traditional banking products offer a predictable rate of return. Deutsche Bank AG New York Preferred Certificates of Deposit (Deutsche Bank AG Preferred CDs) offer a balance between your short-term liquidity needs and long-term strategic objectives, allowing you to purchase one or many deposits with a variety of maturities and interest rates. Strategic features — Deutsche Bank AG Preferred CDs provide clients with short- and long-term solutions for a strategic cash position within their portfolios — Deutsche Bank AG Preferred CDs may offer competitive yields relative to other cash investment alternatives — Current Deutsche Bank AG clients can use their existing Deutsche Bank Trust Company Americas deposit account to purchase Deutsche Bank AG Preferred CDs — Laddered Deutsche Bank AG Preferred CDs may help to mitigate market risk and offer competitive returns as well as a tailored balance between long-term returns and short-term liquidity — Deutsche Bank AG Preferred CDs can be timed to help fund strategic payments such as real estate. insurance premiums and charitable commitments — Deutsche Bank AG's credit ratings are among the highest in the financial industry. Please visit http://www.db.com/idenicontent/ratings.htm for current Deutsche Bank AG ratings' Increasing cash Need for alternative Low interest rates deposits liquidity solutions Issuer Deutsche Bank AG New York Branch MinimumInvestment 6250.000 Maximum Investment $50,000.000 per client per term Asset Protection Not FDIC insured Currency USD denomination only Available Terms 1-month. 3-month, 6-month, 12-month, 24-month, and other tenors for promotional purposes. EadyMlehdrawals No additional deposes or partial withdrawals may be made. No early withdrawals will be available but may be permitted by Deutsche Bank AG NY Branch in its sole discretion. ' AdditionalInformation —At maturity. the principal and accrued interest will be transferred to your DBTCA deposit account established on or about the date of your purchasing the Preferred CD.' — No interest will accrue after maturity of the Preferred CD. — The Preferred CD will NOT automatically roll over. EFTA_R1_02032738 EFTA02691147 Please contact your Primary Officer for information or current interest rates. No penalty will be charged for early withdrawal upon the death or loss of legal competency of any individual who is the account holder of the Deutsche Bank AG Preferred CD We may request a certified copy of the death certificate or any other documentation we may deem necessary in our sole discretion. The annual percentage yield on a Deutsche Bank AG Preferred CD assumes that interest will remain on deposit until maturity A withdrawal will reduce the interest earned on the CD. The interest rates offered by Deutsche Bank AG are subject to change and fluctuate daily. - A credit rating is assigned by leading global ratings agencies and is an assessment of a creditors/bond issuers soivency and ability to meet its financial commitments. While credit ratings and assreiated research enable investors to measure their investment risk. credit ratings do not remove market risk and are subject to change. Interest earned on the Preferred CDs with original maturities of one year or less than one year will be paid at maturity and interest earned on Preferred CDs with onginal maturities of more than one year will be paid annually and at maturity. The Deutsche Bank AG Preferred CD will NOT pay interest after maturity. In the event you wish to make an early withdrawal of your Deutsche Bank AG Preferred CD. and such withdrawal is permitted by us in our sole discretion, wo will impose a penalty if you withdraw the deposited funds within the first six days after purchasing your NY Branch CD in accordance with Regulation D of the Federal Reserve Board. The penalty will equal seven days' simple interest on the amount withdrawn. After the initial six day period. we will impose a penalty if you withdraw the deposited funds before the maturity date. The penalty will equal 30 days' simple interest on the principal amount of the Deutsche Bank AG Preferred CD if the CD has a maturity of one year or less or all interest if the CD has a maturity of less than one month. If the Deutsche Bank AG Preferred CD has a maturity greater than one year, the penalty will equal three months' simple interest on the principal balance of the CD. Thrs matenal has been prepared for drscusoce purposes only and is not intended to be an offer or solicitation. or the basis for any contract to purchase or sel any security. or other instrument, or for Deutsche Bank AG to enter into or arrange any type of transaction as a consequence of any information contained heron. These investments may not be suitable for all Pnvale Customers of Deutsche Bank AG and advice should be sought from your relationship manager in cases of uncertainty. We assume no respons hilly to advise the recipients of this document with regard to changes in our views No product or service offered by any entity within Deutsche Bank AG is guaranteed by any other entity within Deutsche Bank AG unless specifically agreed in writing. Banking deposit products are offered through Deutsche Bank AG New York Branch. Deutsche Bank AG, including its subsidiaries and affiliates. does not provide legal, tax or accounting advice. This communication was not intended or written to be used, and cannot be used or relied upon, by any taxpayer for purposes Cl avoiding any U.S. federal tax penalties. The recipient of this communication should seek advice from an independent tax advisor regarding any tax matters addressed herein based on their particular circumstances. This information also is no: financial advice or a solicitation. Recipients should consult their applicable professional advisors prior to acting on any information set forth herein. Pursuant to IRS regulations. we inform you that any tax advice contained in this communication (including any attachments) is not intended or written to be used for purposes of (i) avoiding tax related penalties, or (ii) promoting, marketing or recommending to another party any transaction or matter referred to herein. 'Deutsche Bank' means Deutsche Bank AG and its affiliated companies. Deutsche Asset & Wealth Management represents the asset management and wealth management activities conducted by Deutsche Bank AG or its subsidiaries. Banking and lending services are offered through Deutsche Bank Trust Company Americas. member FDIC. and other members of the Deutsche Bank Group. © 2014 Deutsche Bank AG. All rights reserved WM145358 018772.072914 PREF-CD EFTA_R1_02032739 EFTA02691148