EFTA00791759.pdf

Pershing Advisor Solutions LLC, a BNY Mellon company One Pershing Plaza, Jersey City, NJ 07399 Rollover (877) 870-7230 international mernew riNkA, SIPC BAINCO Investors Incliwthie/ Retirement Account Statement Account Numbe Statement Period: 12/01/2016.12/31/2016 IRA FBO AVRAM NOAM CHOMSKY PERSHING LLC AS CUSTODIAN Portfolio at a Glance This Period Year ROLLOVER ACCOUNT Beginning Account Value $2,723,609.31 $3,184,716.50 984 MEMORIAL DR An' 404 Net Cash Deposits and Withdrawals 0.00 -609,179.50 CAMBRIDGE MA 02138-5747 Adjusted Previous Account Value 2,723,609.31 2,575,537.00 Dividends. Interest and Other Income 11,853.80 75,941.46 Net Other Activity 0.00 -35,63200 Net Chan. e in Portfolio 16 885.86 136 502.51 Ending Account Value S2,752.348.97 $2.752,348.97 Your Investment Advisor: Accrued Interest $6,772.86 BAINCO INTERNATIONAL NV LLC Account Value with Accrued Interest $2,759,121.83 (617) 5360333 Estimated Annual Income $73,021.00 Asset Summary Last Period This Period %Allocation Cash, Money Funds, and Bank Deposits' 96,255.19 125,786.43 5% Fixed Income 773,129.45 770,621.95 28% I Equities 1,436,304.85 1,410,080.35 51% Mutual Funds 100,418.82 100,230.24 4% I Exchange-Traded Products 317,501.00 345,630.00 12% Account Total (Pie Chart) $2,723,609.31 $2,752,348.97 100% I The Bank Deposits In your account are FDIC Insured bank deposits. FDIC insured bank deposits are not securities and are not covered by the Securities Investor Protection Corporation (SIPC). These bank deposits are covered by the Federal Deposit Insurance Corporation (FDIC). up to allowable limits. Page 1of 34 ROMA E co co Clears stamps("RS. WO. • •••••, caw. osteaM1 PAW 0? Cio paperless I T. TT " 4" Sm'a 2007 °MAAR RATED COMMUNICATIONS M Ins Owe 94 OS. Ywt likapriCimmenen alive ASK A•OuT C-OnivCRY D(CELUNCE EFTA00791759 Additional Information Description This Period Year-to-Date Securities Bought and Sold $17.677.44 5318.695.70 Required Minimum Distribution Summary Calculated Amount Prior Year-end Fair Market Value ("FMV"): 53,184,716.50 Calculation Factor: 12.7 Participant DOB: Beneficiary DOB: 00/0000 Beneficiary Relationship: NON SPOUSE Amount Required to be Withdrawn for 2016: $250.765.07 Amount Withdrawn Year to Date: $610.000.00 The Remaining Amount You Are Required to Withdraw for 2016: $0.00 Disclaimers and Other Important Information Regarding Your Required Minimum Distribution Summary You appear to have satisfied your annual required minimum distribution (RMD) from your retirement account. Please verify this calculation with your tax professional, as there may be other information that could impact your required minimum distribution. Accorcting to our records, you are required under federal tax law to take an annual minimum distribution from your retirement account. Required minimum distributions (RMDs) usually begin in the year you reach the age of 70 112 and is calculated by dividing your year-end fair market value by a factor determined by the Internal Revenue Service (IRS). For the year you turn 70 1/2, the first RMD payment can be delayed until April 1r of the year following the year in which you turn 70'h. For all subsequent years, including the year in which the first RMD was paid by April 1'. you must take the RMD by December 31" of the year. Please verify this calculation with your tax professional. as there may be other information that could impact your RMD. If you do not take enough to satisfy the requirement. the IRS may impose a 50% excise tax on the shortfall. To start your distributions, contact your Investment Advisor. For Your Information Reminder: Please make all checks for deposit into your investment account payable to either Pershing LLC" or 'Pershing LLC fbo (Account Registration)'. Be sure to also print your investment account number on the check. Including this information will allow for the timely and accurate deposit of funds to your account. Thank You. Client Service Information Your Investment Advisor: RBH Contact Information BAINCO INTERNATIONAL INV LLC Telephone Number: (617) 536-0333 SUITE 440 500 BOYLSTON STREET BOSTON MA 02116 Page 2 of 34 Account Number RANO Emcollent Cleo.. Way" Pte.*" lLe. • iSsdry owned *WSW Go paperless 4,3 k . (v.° . 7.4° S.N. 2007 'MUMS, RATED COMMUNICATIONS Owe M Olaf .1••• 11~ Commensa SOY Shea IRA FBO AVFIAM NOAM CHOMSKY AMAqui Otuvrity EXCELLENCE EFTA00791760 Pershing Advisor Solutions LLC, a BNY Mellon company One Pershing Plaza, Jersey City, NJ 07399 Rollover (877) 870-7230 Member FINRA, BAINOO Interna tiolial j Investors Inditidue/Retirement Account Statement Statement Period: 12/01/2016 - 12/31/2016 Your Account Information Retirement Information Year-End Fair Market Value (12/31/2016): $2,752,348.97. The year-end fair market value is furnished to the Internal Revenue Service for Individual Retirement Accounts. Your fair market value may change based on transaction or asset valuation adjustments made after 12/31,2016. Tax Lot Default Disposition Method Default Method for Mutual Funds: HIGH COST LONG TERM Default Method for Stocks in a Dividend Reinvestment Plan: HIGH COST LONG TERM Default Method for all Other Securities: HIGH COST LONG TERM Bond Amortization Elections: Amortize premium on taxable bonds based on Constant Yield Method: Yes Accrual market discount method for all other bond types: Ratable Method Include market discount in income annually: No Electronic Delivery E-mail notifications are delivered to the following e-mail address(es): You are currently enrolled to receive the following account communications via electronic delivery: cittrft###@imit.edu Trade Confirmations 'citotroBri@mit.edu is on file for these documents Notifications The above email address is partially masked for your security. Please log Prospectus' into your account to review the full e-mail address. Please log in to your account to make any changes to your electronic delivery preferences. Portfolio Holdings Account Activity Opening Closing Accrued Income 30Day Current Opening Date Quantity Number Ending Balance Balance Income This Year Yield Yield Cash, Money Funds, and Bank Deposits 5.00% of Portfolio Cash Balance 45.14402 116.00 FDIC Insured Bank Deposits LIQUID INSURED DEPOSITS 12/01/16 125,670.430 N/A 12130/16 51.11117 125.670.43 0.60 11.45 NiA N/A Total FDIC Insured Bank Deposits $51,111.17 $125,670.43 $0.60 $11.45 Total Cash, Money Funds, and Bank Deposits $96,255.19 $125,786.43 $0.60 $11.45 Page 3 of 34 Account Numbers Rated EmCollent arose any' .—s WI S WM,/ 0.4d •••••011M, PAR•O2.ROLL Go paperless Cy " Wm' Swa 2007 (MIAMI, RATED COMMUNICATIONS I'M OM* ea WM". Imm.tLC nano ~A 0•••••••••11COW 40•001,0 MK SIC IRA FRO AVRAM NOAM CHOMSKY At* AJOUT (-01LIVCRY EXCELLENCE EFTA00791761 Portfolio Holdings (continued) Adjusted Unrealized Accrued Estimated Estimated Date Iceland Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Interest Annual Income Yield Fixed Income 28.00% of Portfolio (In kfaturity Date Sequence) Municipal Bonds GAINESVILLE FLA UTILS SYS REV SER A Security Identifier: 3628480E6 5.020%10/01/17 B/E DTD 02/13/08 INS ASSURED GUARANTY MUNICIPAL CCM 1ST CPN DTE 10/01/08 CPN PMT SEMI ANNUAL ON APR 01 AND OCT 01 "'TAXABLE— Moody Rating AA2 S & P Rating AA 02/21/08 ',a,I2 135,000.000 100.1610 135,216.85 102.7370 138,694.95 3,478.10 1,694.25 6.777.00 4.88% Original Cost Basis: $137,255.85 KANSAS CITY MO SPL OBLIG Security Identifier: 48510019 TAXABLE-IMPT-SER C 3.150%08/01/18 B/E DTD 10/03/13 1ST CPN DTE 02/01/14 CPN PMT SEMI ANNUAL ON FEB 01 AND AUG 01 Moody Rating Al S & P Rating AA- .. 'TAXABLE"' 09/27/13 'An 100,000.000 100.5750 100374.56 102.3690 102,369.00 1,794.44 1,312.50 3,150.00 3.07% Original Cost Basis: $101.673.00 CALIFORNIA ST VAR PURP Security Identifier: 13063A7G3 6.200%10/01/19 B/E DTD 10/15/09 1ST CPN DTE 04/01/10 CPN PMT SEMI ANNUAL ON APR 01 AND OCT 01 ***TAXABLE*** Moody Rating APS S 8 P Rating AA- 06/04/12 %kir 100,000.000 107.8760 107,876.48 111.5330 111,533.00 3,656.52 1,550.00 6,200.00 5.55% Original Cost Basis: $119,498.00 OAKLAND CALIF PENSION OBLIG RFDG Security Identifier: 672319CC2 TAXABLE 3.800% 12/15/21 B/E DTD 07/30/12 1ST CPN DTE 12/15/12 CPN PMT SEMI ANNUAL ON JUN 15 AND DEC 15 Moody Rating Al S & P Rating A+ mTAXABLE*** 09/04/12 ',3,12 100,000.000 992140 99,213.87 102.3430 102,343.00 3,129.13 168.89 3,800.00 3.71% Odginal Cost Basis: $98,645.00 Total Municipal Bonds $442,881.76 $454,939.95 ;12,058.19 $4,725.64 $19,927.00 435,000.000 Page 4 of 34 B01056 9 SCSI 30000 Account Number: A2A-950307 GO paper leSS Rated EAPPRent Every Yost Sown 2007 cleesseateopseepsoua.saeo soma sutastv eons. M Nos PRA lecOonCAARean•PNYMIARA PAR O2 ROLL Peast“, osier MIRA MSC SSC OALSAR RATED COMMUNICATIONS IRA FBO AVRAM NOAM CHOMSKY AIR AMOR?. tivr EXCELLENCE EFTA00791762 Pershing Advisor Solutions LLC, a BNY Mellon company One Pershing Plaza, Jersey City, NJ 07399 Rollover (877) 870-7230 International Member FINRA, SIPC BAINCO Investors IncAldus/ Retirement Account Statement Statement Period: 12/01/2016 - 12/31/2016 Portfolio Holdings (continued) Adjusted Unrealized Accrued Estimated Estimated Date Acquired Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Interest Annual Income Yield Fixed Income (continued) Corporate Bonds ORACLE CORP NT 5.750%04/15/18 B/E Security Identifier: 68389XAC9 DM 041091081ST CPN DTE 10/15/08 CPN PMT SEMI ANNUAL ON APR 15 AND OCT 15 Moody Rating Al S & P Rating AA- 06/23/15',3,l2 100,000.000 105.3550 105.35615 105.6460 105,646.00 290.85 1.21329 5.750.00 5.44% Original Cost Basis: $111.485.00 PEPSICO INC SR NT 5.000%06/01/18 B/E Security Identifier: 713448BHO DM 05/28/08 1ST CPN DTE 12/01/08 CPN PMT SEMI ANNUAL ON JUN 01 AND DEC 01 Moody Rating Al S & P Rating A 06/02/08 ',3,I2 200,000.000 99.7630 199.526.79 105.0180 210.036.03 10.50921 833.33 10,000.00 4.76% Original Cost Basis: $197.300.00 Total Corporate Bonds $304,881.94 $315,682.00 $10,800.06 $2,047.22 $15,750.00 300,000.000 Total Fixed Income $747,763.70 $770,621.95 $22,858.25 $6,772.86 $35,677.00 735,000.000 Unrealized Estimated Estimated Date Acquired Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Annual Income Yield Equities 51.00% of Portfolio Common Stocks CHUBB LTD COM Security Identifier: C8 ISIN#CH0044328745 CUSIP: H1467J104 Dividend Option: Cash 04/02/12' 100.000 74.4250 7,442.49 132.1200 13.212.00 6,769.51 276.00 2.08% 01/06/16' 300.000 113.4320 34,029.47 132.1200 39.636.00 6,606.53 828.00 2.08% Total Noncovered 400.000 41,471.96 52,848.00 11,376.04 1.104.00 Total 400.000 $41,471.96 $52,848.00 $11,376.04 $1,104.00 AT&T INC COM Security Identifier: T Dividend Option: Cash CUSIP: 002068102 01/02/15 400.000 33.8630 13,54520 42.5300 17,012.00 3,466.80 784.00 4.60% Page 5 of 34 Account Number: GO papeness fat E On , Every VAN Svcs 2007 Orr. arsosponikins LLO.• meet 11,1Ponli el Non VW. ISOM CIPPIPMalll •••••••••• MOW. PAR. 2 ,ROL L POISOLLC. CONC.' ran" ilvile. Lec °MAAR RATED COMMUNICATIONS IRA F80 AVRAM NOAH CHOMSKY ASK ASCOT tell. WC NY D(CCIACNCE EFTA00791763 Portfolio Holdings (continued) Unrealized Estimated Estimated Date Ac uired Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Annual Income Yield Equities (continued) Common Stocks (continued) ABBVIE INC COM Security Identifier: ABBY Dividend Option: Cash CUSIP: 00287Y109 04/23/12 600.000 31.1120 10667.06 62.6200 37.572.00 18,904.94 1,536.00 4.08% 11/14/14 300.000 63.5420 19,062.72 62.6200 18.786.00 -276.72 768.00 4.08% Total Noncovered 900.000 37,729.78 56,358.00 18,628.22 2,304.00 Total 900.000 $37,729.78 $56,358.00 $18,628.22 $2,304.00 ALPHABET INC CAP STX CL C Security Identifier: GOOG Dividend Option: Cash CUSIP: 02079K107 09/14/11 .•3 49.931 262.7310 13,118.54 771.8200 38.538.05 25,419.51 11/26/12 .,3 25.069 329.7870 8.267.30 771 8200 19.348.45 11,081.15 Total Noncovered 75.000 21.385.84 57,686.50 36,500.66 Total 75.000 $21.385.84 $57,886.50 $36,500.66 $0.00 ALPHABET INC CAP STK CL A Security Identifier: GOOGL Dividend Option: Cash CUSIP:02079K305 09/14/11 25.000 264.2970 6,607.43 792.4500 19,81125 13,20312 AMAZON COM INC Security Identifier MEN Dividend Option: Cash CUSIP: 023135106 04/06/16 ' 30.000 594.6700 17,840.09 749.8700 22,496.10 4,656.01 ANSYS INC COM Security Identifier: ANSS Dividend Option: Cash CUSIP: 036620105 08/18/14',s 200.000 80.9000 16,179.93 92.4900 18.498.00 2,318.07 BUT CORP COM Security Identifier: BBT Dividend Option: Cash CUSIP: 054937107 02/02/12 700.000 28.1140 19,679.45 47.0200 32.914.00 13,234.55 840.00 2.55% 03/14/12 %3 400.000 30.4770 12,190.96 47.0200 18.808.00 6,617.04 480.00 2.55% Total Noncovered 1,100.000 31,870.41 51,722.00 19,851.59 1,320.00 Total 1,100.000 $31,870.41 $51,722.00 $19,851.59 $1,320.00 BANK AMER CORP COM Security Identifier: BAC Dividend Option: Cash CUSIP: 060505104 03/16/12 " 3 1,100.000 9.6820 10,650.20 22.1000 24.310.00 13,659.80 330.00 1.35% 06/22/12 ',s 400.000 8.0100 3,204.00 22.1000 8.84).00 5,636.00 120.00 1.35% Total Noncovered 1,500.000 13 854.20 33,150.00 19,295.80 450.00 Total 1,500.000 $13,854.20 $33,150.00 $19,295.80 $450.00 BERKSHIRE HATHAWAY INC DEL CL B NEW Security Identifier: BRK B Dividend Option: Cash CUSIP: 084670702 04/14/16 • 100.000 143.7630 14,376.32 162.9800 16,298.00 1,921.68 Page 6 of 34 Account Number Go papesiess , RAMO (Aeolian( Even That Soar 2oo7 OSA. amiss pen•••• what el MOODS el OWN V. tatainCii••••••••• PAR 0) ROI I OALSAR RATED COMMUNICATIONS Pesky U.C. mister MIA MSS SSC IRA FB0 AVRAM NOAM CHOMSKY ASK AlbOUT tal. NY D(CELLENCE EFTA00791764 Pershing Advisor Solutions LLC, a BNY Mellon company One Pershing Plaza, Jersey City, NJ O7399 Rollover (877) 87O-723O international Member FINRA, SIPC BAINCO Investors Individue/Retirement Account Statement Statement Period: 12/01/2016 - 12/31/2016 Portfolio Holdings (continued) Unrealized Estimated Estimated Date Acquired Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Annual Income Yield Equities (continued) Common Stocks (continued) BIOGEN IDEC INC COM Security Identifier: BBB Dividend Option: Cash CUSIP: 09062X103 07/02/15 '3 75.000 404.4050 30,330.41 283.5800 21,268.50 -9,061.91 BLACKROCK INC COM Security Identifier: BLK Dividend Option: Cash CUSIP: 09247X101 06117/10 '3 50.000 159.0480 7,952.39 380.5400 19,027.00 11,074.61 458.00 2.40% BRISTOL MYERS SOUIBB CO COM Security Identifier: BMY Dividend Option: Cash CUSIP: 110122108 10/07/16 ' 5D0.000 55.4700 27,734.85 58.4400 29,220.00 1,485.15 780.00 2.66% CELGENE CORP Security Identifier: CELG Dividend Option: Cash CUSIP: 151020104 04/09/12 " 3 300.000 39.7020 11,910.67 115.7500 34,725.00 22,814.33 CERNER CORP COM Security Identifier: CERN Dividend Option: Cash CUSIP: 156782104 02/05/14 500.000 54.2990 27,14925 47.3700 23,685.00 -3,46425 CISCO SYSTEMS INC Security Identifier: CSCO Dividend Option: Cash CUSIP: 17275R102 09/21/12 'A 1200.000 18.9910 22,788.84 302200 36,264.00 13,475.16 1248.00 344% COCA COLA COMPANY Security Identifier: KO Dividend Option: Cash CUSIP: 191216100 02/15/12 *-3 500.000 34.2980 17,148.75 41.4600 20,730.00 3,58125 700.00 3.37% COMCAST CORP CL A Security Identifier: CMCSA Dividend Option: Cash CUSIP: 200301101 10/04/13 300.000 45.7570 13,727.13 69.0500 20,715.00 6,987.87 330.00 1.59% 09/23/16 300.000 67.2920 20,187.45 69.0500 20,715.00 527.55 330.00 1.59% Total Noncovered 600.000 33 914.58 41,430.00 7,51542 660.00 Total 600.000 $33,914.58 $41,430.00 97,515.42 $660.00 DANAHER CORP COM Security Identifier: DHR Dividend Option: Cash CUSIP: 235851102 Page 7 of 34 Account Numter: Rated (morns:rat . Agrobami Ude • ...or owns •••••••••• PAR.O2.ROLL GO paperless alb 1OO7 DALBAR RATED CORINIUNICATrONS Oa.. eiP —tao len• Yen •••••:. Cerseet IRA FRO AVRAM NOAM CHOMSKY ASK NOW' or ovdtv EXCELLENCE EFTA00791765 Portfolio Holdings (continued) Unrealized Estimated Estimated Date Acquired Quantity Unit Cost Cost Basis Market Price Market Value Gain/Loss Annual Income Yield Equities (continued) Common Stacks (continued) DANAHER CORP COM (continued) 10/22/13 100.000 55.1000 5.50997 77.8400 7784.00 2.274.03 50.00 0.64% DISNEY WALT CO DISNEY COM Security Identifier: DIS Dividend Option: Cash CUSIP: 254687106 02109/12 400.000 41.5030 16,601.16 104.2200 41.688.00 25,086.64 624.00 1.49% EOG RES INC COM Security Identifier: EOG Dividend Option: Cash CUSP: 26875P101 05/04/12 200.000 52.5990 10,519.78 101.1000 20220.00 9.700.22 134.00 0.66% EXXON MOBIL CORP COM Security Identifier: XOM Dividend Option: Cash CUSIP: 30231G102 05/04/12 500.000 84/460 42,372.95 90.2600 45.130.00 2,757.05 1,500.00 3.32% FACEBOOK INC CL A Security Identifier: FB Dividend Option: Cash CUSIP: 30303M102 11/27/12 400.000 26.0950 10,437.80 115.0500 46,020 00 35,58220 OU26/14 .+3 300.000 67.2870 29186.10 115.0500 34,515 00 14,328.90 Total Noncovered 700.000 30,623.90 80,535.00 49,911.10 Total 700.000 $30,623.90 880,535.00 $49,911.10 $0.00 FLEETCOR TECHNOLOGIES INC COM Security IdentMer: FLT Dividend Option: Cash CUSP: 339041105 12/15/10 200.000 261510 5.35910 141.5200 28,304.00 22,95190 FORTIVE CORP COM Security Identifier: FTV Dividend Option: Cash CUSIP: 349591108 10/22/13 • 50.000 342860 1,714.28 53.6300 2,681.50 967.22 14.00 0.52% GENERAL ELECTRIC CO COM Security Identifier: GE Dividend Option: Cash CUSIP: 369604103 01/23/13 '4 1.700.000 21.9700 37,349.00 31.6000 53/20.00 16,371.00 1,632.00 3.03% HOME DEPOT INC COM Security Identifier: HD Dividend Option: Cash CUSP: 437076102 09/25/13 •is 400.000 75.7600 30,303.84 134.0800 53,632.00 23,32816 1,104.00 2.05% HONEYWELL INTL INC COM Security Identifier: HON Dividend Option: Cash CUSIP: 438516106 04/09/09 '4 300.000 30.6210 918622 115.8500 34,755.00 25,568.78 798.00 2.29% JOHNSON & JOHNSON COM Security Identifier: JNJ Dividend Option: Cash CUSIP: 478160104 01/26/12 *•3 200.000 65.7920 13,158.36 1152100 23,042.00 9,883.64 640.00 2.77% Page 8 of 34 Account Number 46 :1, RAMO Emcollwa PAP:2021700 Go paperless Every Vow Since 2007 OALSAR RATED COMMUNICATIONS a.Nes Yen Yeast Canaan •Sia, IRA FEIO AVRAM NOAM CHOMSKY nicAlinu* tCCUV" rf EXCELLENCE EFTA00791766 Pershing Advisor Solutions LLC, a BNY Mellon company One Pershing Plaza, Jersey City, NJ 07399 Rollover (877) 870-7230 international Member FINRA, SIPC BAINCO Investors Retirement Account Statement Statement Period: 12/01/2016 - 12/31/2016 Portfolio Holdings (continued) Unrealized Estimated Estimated Date ked Quantity Unit Cost Cost Basis Market Price Wet Value Gain/Loss Annual In:ome Yield Equities (continued) Common Stocks (continued) KRAFT HEINZ CO COM STK Security Identifier: KHC Dividend Option: Cash CUSIP: 500754106 05/18/12',3 400.000 40.6130 16,245.15 87.3200 34.928.00 18,68225 960.00 2.74% 07/23/15 300.000 77.0780 23,12333 87.3200 26.19600 3,07247 720.00 2.74% Total Noncovered 700.000 39,368.88 61,124.00 21,755.32 1,680.00 Total 700.000 $39,388.88 $81,124.00 $21,755.32 81,680.00 MARSH & MCLENNAN COS INC COM Secu