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From: "Paul Morris" <1 To: leevacation@gmail.com> Subject:Perspectives on: Tax Update, Investing, Legacy Planning Date: Fri, 22 Mar 2019 15:04:56 +0000 Log in to your account Merrill Lynch 2% Perspectives Merrill Lynch Tax Law Update: What's Deductible Photo and What's Not? The IRS has issue() guidance that should answer questions and provide clarity on 2017's tax changes. ' 1' I I Investing for Income—Not Just Growth From bond ladders to dividend stocks, these Paul Morris ideas may help you create a steady stream Managing Director of income. Private Wealth Manager ONE BRYANT PARK STE 28TH FLOOR NEW YORK, NY 10036 EFTA01033961  Women: Love What You Do—Earn What You're Worth Several Merrill advisors share their best career tips to help women succeed—and maybe even break some glass ceilings. Legacy Planning: Shaping the Future With a Trust Creating a trust can empower your family and help make your vision a reality. ;,Merrill Lynch If you prefer not to receive this newsletter in the future, please click here. Investing involves risk. There is always the potential of losing money when you invest in securities. Opinions expressed are subject to change. Past performance is no guarantee of future results. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. Any information presented is general in nature and is not intended to provide personal investment advice. The investments or strategies presented do not take into account the investment objectives or financial needs of particular investors. It is important that you consider this information in the context of your personal risk tolerance and investment goals. Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in dedining markets. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated rMLPF&S") and other subsidiaries of Bank of America Corporation ("BolA Corp?). The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the group's private wealth advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. Investments involve risk, including the possible loss of principal investment. The banking, credit and trust services sold by the group's private wealth advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks. MLPF&S is a registered broker-dealer, a registered investment adviser, Member SIPC and a wholly owned subsidiary of BolA Corp. Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value EFTA01033962 Bobs, Merrill Lynch Global Research is equity research produced by Merrill lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non•U.S. affiliates. The Bull Symbol and Merrill Lynch are trademarks of Bank of America Corporation. i 2019 Bank of America Corporation. All rights reserved. AR44RKXQ 03/2029 EFTA01033963