EFTA00283303.pdf

charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE & YEAR-END SUMMARY Date Prepared: February 7, 2014 Recipient's Name and Address Your Consultant 0207 89CC3 YEIAISV) '1 4 Anamika Madan LESLEY KATHERINE GROFF VP Financial Consultant 1 Items for Attention Important Official IRS Form(s) 1099 Enclosed • Schwab provides your Form 1099 tax information as early and as accurately as The report in this package contains your income tax return documents and possible. However, some issuers may provide new information about their year-end summary. Please retain this package for tax preparation purposes. securities after the IRS Form 1099 mailing deadline. If Schwab receives updated information from issuers of securities you-hold. we are required by the IRS to send For tax advice, please consult with a qualified tax advisor. CPA. or financial you a CORRECTED Form 1099 with changes clearly highlighted. Please plan your planner. tax preparation accordingly. alto To contact Schwab: • You can to view your documents securely online and visit to manage your delivery preferences. If you have any questions or need additional information about your Form(s) 1099 or your year-end summary, please call 1-800-435-4000, 24 hours a day. • Please refer to the enclosed insert(s) for additional information. 7 days a week. We're always here for you. To contact the IRS: Tax questions for individuals: 1-800-829-1040 Tax questions for businesses: 1-800-829-4933 To order tax forms or publications: 1-800-829-3676 To pay taxes by credit card: 1-888-272-9829 For additional information and to print forms and publications, visit www.irs.gov. O2014 Charles Schwab 8 Co.. Inc. Al sigh's resanoct. IA:mbor SIPC. (0114-0018) Page 1 of 16 EFTA00283303 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF er TAX YEAR 2013 FORM 1099 COMPOSITE & YEAR-END SUMMARY Date Prepared: February 7, 2014 Your Form 1099 Composite may include the following Internal Revenue Service (IRS) forms: 1099-DIV, 1099-INT, 1099-MISC, 1099-B and 1099.OID. You'll only receive the form(s) that apply to your particular financial situation and please keep for your record. Please note that information in the Year-End Summary is not provided to the IRS. It is provided to you as additional tax reporting information you may need to complete your tax return. Table of Contents Page FORM 1099 COMPOSITE 3 Form 1099-DW 3 Form 1099-INT 5 Form 1099-B 7 Notes for your Form 1099-B 7 YEAR-END SUMMARY 10 Interest & Dividends 10 Detail Information of Dividends and Distributions 10 Detail Information of Interest Income 10 Realized Gain or (Loss) 11 Long-Term Realized Gain or (Loss) 11 Realized Gain or (Loss) Summary 12 Notes for Your Realized Gain or (Loss) 13 Cost Basis Disclosure 14 Terms and Conditions 16 O2014 Charles Schwab S Co.. Inc. Al sigh's resanoct. IA:mbor SIPC. (0114.0018) Page 2 of 16 EFTA00283304 charlesSCHWAB Schwab Onc€ Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE Date Prepared: February 7.2014 Recipient's Name and Address Payer's Name and Address LESLEY KATHERINE GROFF CHARLES SCHWAB & CO., INC. 211 MAIN STREET SAN FRANCISCO. CA 94105 Taxpayer ID Telephone Number Account Number Numb Federal ID Number Dividends and Distributions 2013 Form 1099-DIV Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0110) Box Description Amount Total la Total Ordinary Dividends 932.41 (Includes amount shown in box lb) lb Qualified Dividends 368.73 2a Total Capital Gain Distributions 0.00 (Includes amounts shown in boxes 2b, 2c and 2d) 21) Unrecap. Sec. 1250 Gain 0.00 2c Section 1202 Gain 0.00 2d Collectibles (28%) Gain 0.00 3 Nondividend Distributions 0.00 4 Federal Income Tax Withheld 0.00 5 Investment Expenses $ 0.00 6 Foreign Tax Paid $ 0.00 7 Foreign Country or U.S. Possessi 8 Cash Liquidation Distributions $ 0.00 9 Noncash Liquidation Distributions $ 0.00 10 Exempt-interest Dividends $ 0.00 11 Specified Private Activity Bond Interest Dividends $ 0.00 12 State 13 State Identification No. 14 State Tax Withheld $ 0.00 This Is important tax Information and Is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed on you If this income is taxable and the IRS determines that it has not been reported. O2014 Charles Schwab it Co.. Inc. Al rights reserved. IA:mbor SIPC.40114-001B) Page 3 of 16 EFTA00283305 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE INSTRUCTIONS FOR RECIPIENTS OF FORM 1099 1099-DIV: Dividends and Distributions Recipient's identification number. Box 3. For your protection, this form may show only the last four digits of your social security Shows the part of the distribution that is nontaxable because it is a return of your cost (or number (SSN). individual taxpayer identification number (ITN), or adoption taxpayer other basis). You must reduce your cost (or other basis) by this amount for figuring gain identification number (ATIN). However. the issuer has reported your complete identification or loss when you sell your stock. But if you get back all your cost (or other basis). report number to the IRS and, where applicable, to state and/or local governments. future distributions as capital gains. See Pub. 550. Investment Income and Expenses. Account number. Box 4. May show an account or other unique number the payer assigned to distinguish your Shows backup withholding. A payer must backup withhold on certain payments if you account. did not give your taxpayer identification number to the payer. See Form W-9. Request for Taxpayer Identification Number and Certification, for information on backup withholding. Box la. Include this amount on your income tax return as tax withheld. Shows total ordinary dividends that are taxable. Include this amount on line 9a of Form 1040 or 1040A. Also, report it on Schedule B (1040A or 1040). if required. Box 5. Shows your share of expenses of a nonpublicly offered regulated investment company. Box lb. generally a nonpublicly offered mutual fund. If you file Form 1040. you may deduct Shows the portion of the amount in box la that may be eligible for reduced capital these expenses on the "Other expenses' line on Schedule A (Form 1040) subject to gains rates. See Form 1040/1040A instructions for bow to determine this amount. the 2% limit. This amount is included in box la. Report the eligible amount on line 9b. Form 1040 or 1040A. Box 6. The amount shown may be dividends a corporation paid directly to you as a participant Shows the foreign tax that you may be able to claim as a deduction or a credit on Form (or beneficiary of a participant) in an employee stock ownership plan (ESOP). Report 1040. See the Form 1040 instructions. it as a dividend on your Form 1040/1040A but treat it as a plan distribution, not as investment income. for any other purpose. Box 7. This box should be left blank if a regulated investment company reported the foreign Box 2a. tax shown in box 6. Shows total capital gain distributions from a regulated investment company or real estate investment trust. Report the amounts shown in box 2a on Schedule D (Form Boxes 8 and 9. 1040), line 13. But. if no amount is shown in boxes 2c-2d and your only capital gains Shows cash and noncash liquidation distributions. and losses are capital gain distributions, you may be able to report the amounts shown in box 2a on line 13 of Form 1040 (line 10 of Form 1040A) rather than Schedule D. See Box 10. the Form 1040/1040A instructions. Shows exempt-interest dividends from a mutual fund or other regulated investment company paid to you during the calendar year. Include this amount on line 8b of Box 2b. Form 1040 or 1040A as tax-exempt interest. This amount may be subject to backup Shows the portion of the amount in box 2a that is unrecaptured section 1250 gain withholding. See box 4. from certain depreciable real property. Report this amount on the Unrecaptured Section 1250 Gain Worksheet-Line 19 in the Schedule D instructions(Form 1040). Box 11. Shows exempt-interest dividends subject to the alternative minimum tax. This amount Box 2c. is included in box 10. See the Instructions for Form 6251. Shows the portion of the amount in box 2a that is section 1202 gain from certain small business stock that may be subject to a 50% exclusion and certain empowerment zone Boxes 12-14. State income tax withheld reporting boxes. business stock that may be subject to a 60% exclusion. See the Schedule D (Form 1040) instructions. Nominees. If this form includes amounts belonging to another person. you are considered a Box 2d. nominee recipient. You must file Form 1099-DIV (with a Form 1096) with the 111S for Shows 28% rate gain from sales or exchanges of collectibles. If required. use this each of the other owners to show their share of the income. and you must furnish a amount when completing the 28% Rate Gain Worksheet-Line 18 in the instructions for Form 1099-DIV to each. A husband or wife is not required to file a nominee return to Schedule D (Form 1040). show amounts owned by the other. See the 2013 General Instructions for Certain Information Returns. Future Developments. For the latest information about the developments related to Form 1099-DIV and its instructions. such as legislation enacted after they were published. go to www.irs.gowlonn1099div. O2014 Charles Schwab 8 Co.. Inc. Al nghis resanoct. IA:mbor SIPC. (0114-0018) Page 4 of 16 EFTA00283306 charlesSCHWAB Schwab Onc€ Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE Date Prepared: February 7.2014 Recipient's Name and Address Payer's Name and Address LESLEY KATHERINE GROFF CHARLES SCHWAB & CO., INC. 211 MAIN STREET SAN FRANCISCO. CA 94105 Taxpayer ID Num Telephone Number: Account Number: Federal ID Number: Interest Income — 2013 Form 1099-INT Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0112) Box Description Total 1 Interest Income 0.02 3 Interest on U.S. Savings Bonds and Treasury Obligations 0.00 4 Federal Income Tax Withheld 0.00 5 Investment Expenses $ 0.00 6 Foreign Tax Paid $ 0.00 7 Foreign Country or U.S. Possession 8 Tax-Exempt Interest 0.00 9 Specified Private Activity Bond Interest 0.00 10 Tax-Exempt Bond CUSIP No. 11 State 12 State Identification No. 13 State Tax Withheld 0.00 This is Important tax information and Is being furnished to the Internal Revenue Service. II you are required to file a return, a negligence penalty or other sanction may be imposed on you if this income is taxable and the IRS determines that It has not been reported. O2014 Charles Schwab it Co.. Inc. Al rights reserved. IA:mbor SIPC.40114-001B) Page 5 of 16 EFTA00283307 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE INSTRUCTIONS FOR RECIPIENTS OF FORM 1099 1099-INT: Interest Income Recipient's identification number. Box 6. For your protection. this form may show only the last four digits of your social security Shows foreign tax paid. You may be able to claim this tax as a deduction or a credit on number (SSN). individual taxpayer identification number (ITN). or adoption taxpayer your Form 1040. See your Form 1040 instructions. identification number (ATIN). However. the issuer has reported your complete identification number to the IRS and, where applicable.to state and/or local governments. Box 7. Shows the country or U.S. possession to which the foreign tax was paid. Account number. May show an account or other unique number the payer assigned to distinguish your Box 8. account. Shows tax-exempt interest paid to you during the calendar year by the payer. Report this amount on line 8b of Form 1040 or Form 1040A. This amount may be subject to Box 1. backup withholding. See box 4. Shows taxable interest paid to you during the calendar year by the payer. This does not include interest shown in box 3. May also show the total amount of the Box 9. credits from clean renewable energy bonds, qualified forestry conservation bonds. Shows tax-exempt interest subject to the alternative minimum tax. This amount is new clean renewable energy bona, qualified energy conservation bonds, qualified included in box 8. See the Instructions for Form 6251. zone academy bonds. qualified school construction bonds, and build America bonds that must be included in your interest income. These amounts were treated Box 10. as paid to you during 2013 on the credit allowance dates (March 15. June 15, Shows CUSIP number(s) for tax-exempt bond(s) on which tax-exempt interest was paid September 15. and December 15). For more information, see Form 8912, to you during the calendar year and reported in box 8. If blank. no CUSIP number was Credit to Holders of Tax Credit Bonds. issued for the bond(s). Box 3. Boxes 11-13. Shows interest on U.S. Savings Bonds. Treasury bills. Treasury bonds, and Treasury State tax withheld reporting boxes. notes. This may or may not alt be taxable. See Pub. 550. This interest is exempt from state and local income taxes. This interest is not included in box 1. Nominees. If this form includes amounts belonging to another person(s). you are considered a Box 4. nominee recipient. Complete a Form 1099-INT for each of the other owners showing Shows backup withholding. Generally. a payer must backup withhold if you did not the income allocable to each. File Copy A of the form with the IRS. Furnish Copy B To furnish your taxpayer idenlification number (TIN) or you did not furnish the correct each owner. List yourself as the "payer and the other owner(s) as the "recipient." File TIN to the payer. See Form W-9. Include this amount on your income tax return as tax Form(s) 1099-INT with Form 1096 with the Internal Revenue Service Center for your withheld. area. On Form 1096 hst yourself as the "filer." A husband or wife is not required to file a nominee return to show amounts owned by the other. Box 5. Any amount shown is your share of investment expenses of a single-class REMIC. If Future Developments. you file Form 1040. you may deduct these expenses on the "Other expenses" line of For the latest information about developments related to Form 1099-INT Schedule A (Form 1040) subject to the 2% limit. This amount is included in box 1. and its instructions. such as legislation enacted after they were published. go to www.irs.govfionn1099int O2014 Charlas Schwab 8 Co.. Inc. Al nghis resanoct. IA:mbor SIPC. (0114.0018) Page 6 of 16 EFTA00283308 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE Date Prepared: February 7, 2014 Recipient's Name and Address Payer's Name and Address LESLEY KATHERINE GROFF CHARLES SCHWAB & CO., INC. 211 MAIN STREET SAN FRANCISCO. CA 94105 Taxpayer ID Num Telephone Number: Account Number: Federal ID Number: Proceeds from Broker Transactions — 2013 Form 1099-B Department of the Treasury-Internal Revenue Service Copy B for Recipient (OMB No. 1545-0715) 1c-Type of gain or loss: Long-term (Report on Form 8949, Part II, with Box B checked.) LONG-TERM HOLDING PERIOD 6a-Noncovered security COST BASIS IN THIS SECTION IS AVAILABLE BUT NOT REPORTED TO THE IRS 2a-Sales price of lb-Date of acquisition stocks, bonds, etc. CUSIP Number la-Date (less commissions 1d-Slock or of sale or and options premiums) 3-Cost or 5-Wash sale 4-Federal income &Description other symbol exchange le•Quantity sold other basis loss disallowed tax withheld PNI DIGITAL MEDIA INC F 69351F106 S 07/24/08 $ 449.54 $ 3,262.45 $ 0.00 $ 0.00 PNDMF 10/01/13 1,000.00 Security Subtotal 449.54 $ 3,262.45 $ 0.00 $ 0.00 Total Long-Term (Cost basis is available but not reported to the IRS) 449.54 $ 3,262.45 Total Long-Term Sales Price of Stocks, Bonds, etc. 449.54 $ 3,262.45 Total Sales Price of Stocks, Bonds, etc. 449.54 Total Federal Income Tax Withheld 0.00 Notes for your Form 1099-B Schwab has provided cost basis information whenever possible for most investments. Cost basis data may be incomplete or unavailable for some of your holdings. When value for the report is unavailable, it is noted as follows: "Missing" or "Not Provided" Please see the "Notes for Your Form 1099-B" section for additional explanation of this Form 1099-8 report. This Is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed on you if this income is taxable and the IRS determines that it has not been reported. O2014 Charles Schwab it Co.. Inc. Al rights reserved. IA:mbor SIPC.40114-001B) Page 7 of 16 EFTA00283309 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 FORM 1099 COMPOSITE INSTRUCTIONS FOR RECIPIENTS OF FORM 1099 1099-B: Proceeds from Broker Transactions Brokers and barter exchanges must report proceeds from transactions to you and the amount on Form 8949 or on Schedule D (whichever is applicable) as explained in the IRS on Form 1099-B. Reporting is also required when your broker knows or has reason instructions for Schedule D. to know that a corporation in which you own stock has had a reportable change in control or capital structure. You may be required to recognize gain from the receipt of Box 2b. cash. stock. or other property that was exchanged for the corporation's stock. If your If checked, you cannot take a loss on your tax return based on gross proceeds from a broker reported this type of transaction to you.lhe corporation is identified in box 8. reportable change in control or capital structure reported in box-2a. Do not report this loss on Form 8949 or Schedule D. The broker should advise you of any losses on a Recipient's Identification number. separate statement. For your protection this form may show only the last four digits of your social security number (S§N), individual taxpayer identification number (ITIN), or adoption Box 3. taxpayer identification number (ATIN). However, the issuer has reported your complete Shows the cost or other basis of securities sold. If box 6a is checked, box 3 may be identification number to the IRS and, where applicable. to state and/or local blank. See the Form 8949 instructions. Schedule D instructions, or Pub. 550 for details. governments. Box 4. Account number. Shows backup withholding. Generally, a payer must backup withhold if you did not May show an account or other unique number the payer assigned to distinguish your furnish your taxpayer identification number to the payer. See Form W-9 for information account. on backup withholding. Include this amount on your income tax return as tax withheld. CUSIP number. Box 5. For broker transactions. may show the CUSIP (Committee on Uniform Security Shows the amount of nondeductible loss in a wash sale transaction. For details on Identification Procedures) number or other applicable identifying number of the item wash sales, see the Schedule D (Form 1040) instructions and Pub. 550. reported. Box 6a. Box la. If checked, the securities sold were noncovered securities and boxes 1b. lc. 3, and 5 Shows the trade date of the sale or exchange. For short sales. the date shown is the may be blank. Generally, a noncovered security means: a security other than stock: date the security was delivered to close the short sale. For aggregate reporting in stock purchased before 2011: stock in most mutual funds and other regulated boxes 9 through 12, no entry will be present. investment companies purchased before 2012: and stock purchased in or transferred to a dividend reinvestment plan before 2012. Box lb. This box may be blank if box 6a is checked or if the securities sold were acquired on a Box 6b. variety of dates. For short sales, the date shown is the date you acquired the security If checked. the basis in box 3 has been reported to the IRS. If box 6b is checked on delivered to close the short sale. Form(s) 1099-B and NO adjustment is required. see the instructions for your Schedule D. Box 2a. Shows the aggregate cash proceeds from transactions involving_ stocks. bonds, other Box 8. debt obligations. commodities, or forward contracts. May show the proceeds from the Shows a brief description of the item or service for which the proceeds or bartering disposition of your interest(s) in a widely held fixed invettment trust. May also show income is beinp reported. For regulated futures contracts and forward contracts. "RFC" the aggregate amount of cash and the fair market value of any stock or other property or other appropriate description g ay shown. For a corporation that had a reportable received in a reportable change in control or capital structure arising from the corporate change in con rol or capital structure, this box may show the class of stock as C transfer of property to a foreign corporation. Losses on forward contracts are shown in (common). P (preferred), or 0 (other). parentheses. This box does not include proceeds from regulated futures contracts. The broker must indicate whether the sales price or the sales price less commissions Boxes 13.15. (including transfer taxes) and option premiums was reported to the IRS. Report this Shows state income tax withheld. O2014 Charlas Schwab 8 Co.. Inc. Al nghis resanoct. IA:mbor SIPC. (01144018) Page 8 of 16 EFTA00283310 charlesSCHWAB Schwab One® Account of LESLEY KATHERINE GROFF TAX YEAR 2013 FORM 1099 COMPOSITE Taxpayer ID Number: - -MI Date Prepared: February 7, 2014 Notes for your Form 1099-B (continued) Not Schwab is not providing Cost Basis on this security type. Provided Missing Cost Basis may be missing due to one of the following reasons: • Cost basis data may not be available for a number of reasons (for example, the security was purchased outside of Schwab and we did not receive cost basis from the transferring firm). • The security was purchased more than 10 years ago. Acquisition If there is more than one lot in a sell transaction, the acquisition date for the individual lot in the transaction can be found in the Realized Gain Loss Date section of the Year End Summary. (1) If the acquisition date is blank, your sell transaction included multiple tax lots purchased on different acquisition dates within the same holding period and covered/non-covered status. The lots in the transaction are rolled up into a single sell transaction and thus Box lb-Date of Acquisition will be blank. (2) If the cost basis is missing or not provided. a short-term holding period may have been applied for a position that may have been held long term. Box (1c) Type of Gain or Loss Long-term Long-Term Realized Gain or Loss has a holding period greater than one year. Short-term Short-Term Realized Gain or Loss has a holding period of one year or less. "Activity Codes (Not reported to the IRS) C = Cash in Lieu E = Exchange P = Principal S = Sale T = Tender CV = Conversion M = Cash Merger MT = Maturity R = Redemption SS = Short Sale • The cost basis and basis adjustments for covered securities are reported to the IRS. • Gross Proceeds from each of your security transactions are reported individually to the IRS. • Gross Proceeds in aggregate are not reported to the IRS and should not be so reported on your tax return. This is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction may be imposed on you if this income is taxable and the IRS determines that it has not been reported. *2014 Charles Schwab 8 Co.. Inc. Al rights resanod. tAambor SIPC. (0114-00IB) Page 9 of 16 EFTA00283311 charles SCHWAB Schwab One® Account of LESLEY KATHERINE GROFF Account Number TAX YEAR 2013 YEAR-END SUMMARY S YEAR-END SUMMARY INFORMATION IS NOT PROVIDED TO THE IRS. Date Prepared: February 7, 2014 The information in this and all subsequent sections is not provided to the IRS by Charles Schwab. It is provided to you as additional tax reporting information you may need to complete your tax return. INTEREST & DIVIDENDS The information in the following sections may be helpful for. but not limited to. Schedule B. Please consult with your tax advisor or financial advisor regarding specific questions. Detail Information of Dividends and Distributions CUSIP Paid r Adjusted In Description Number Paid in 2013 2014 for 2013 Amount Ordinary Dividends Non-Qualified Dividends JANUS GLOBAL SELECT T 471023648 0.00 $ 0.18 0.18 SCHWAB BALANCED FUND 808509863 0.00 $ 563.50 563.50 Total Non-Qualified Dividends (Included in Box la) S 0.00 S 563.68 S 563.68 Qualified Dividends JANUS GLOBAL SELECT T 471023648 21.49 $ (0.18) $ 21.31 SCHWAB BALANCED FUND 808509863 801.79 $ (563.50) $ 238.29 SCHWAB S&P 500 INDEX FD 808509855 109.13 $ 0.00 $ 109.13 Total Qualified Dividends (Box lb and included in Box la) 932.41 (563.68) S